Loans

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Home Loans

- Enjoy Low Closing Costs
- Low Adjustable Rates Available
- No Prepayment Penalties
- Available for Purchases or Refinance an Existing Home for a Competitive Rate and/or a Larger Balance
- Fast, Onsite Underwriting and Decision Making
- Loans Handled “In House” with Payments Made Directly to Citizens Bank & Trust
- Hometown Friendly Service You Can Trust
- Contact Us for Details, Rates, and an Application

Vehicle Loans

- Competitive Interest Rates
- Repayment Terms up to 60-Months
- Fast, Onsite Underwriting and Decision Making
- Hometown Friendly Service You Can Trust
- Financing Available for All Types of Vehicles, including:
- Cars, Trucks, SUV's
- Boats
- Motorcycles
- RV's
- ATV's
- Snowmobiles
- Personal Watercraft

Construction Loans

- Competitive, Fixed Interest Rate During Construction
- Fast, Onsite Underwriting and Decision Making
- Loans Handled “In House” with Payments Made Directly to Citizens Bank & Trust
- Hometown Friendly Service You Can Trust
- Contact Us for Details and Rates

Agriculture Operating Loans

- Competitive Interest Rates
- Fast, Onsite Underwriting and Decision Making
- Available for Crop & Livestock Expenses
- Hometown Friendly Service You Can Trust
- Contact Us for Details and Rates

Machinery/Equipment Loans

- Competitive Interest Rates
- Fast, Onsite Underwriting and Decision Making
- Available for Equipment Purchases, Refinances, and Improvements
- Hometown Friendly Service You Can Trust
- Contact Us for Details and Rates

Agriculture Real Estate Loans

- Competitive, Adjustable Interest Rates
- Fast, Onsite Underwriting and Decision Making
- Available for Agriculture Real Estate Purchases and/or Refinances
- Hometown Friendly Service You Can Trust
- Contact Us for Details and Rates