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Online Banking

Loans

Home Loans

  • Enjoy Low Closing Costs
  • Low Adjustable Rates Available
  • No Prepayment Penalties
  • Available for Purchases or Refinance an Existing Home for a Competitive Rate and/or a Larger Balance
  • Fast, Onsite Underwriting and Decision Making
  • Loans Handled “In House” with Payments Made Directly to Citizens Bank & Trust
  • Hometown Friendly Service You Can Trust
  • Contact Us for Details, Rates, and an Application

Vehicle loans

  • Competitive Interest Rates
  • Repayment Terms up to 60-Months
  • Fast, Onsite Underwriting and Decision Making
  • Hometown Friendly Service You Can Trust
  • Financing Available for All Types of Vehicles, including:
    • Cars, Trucks, SUV’s
    • Boats
    • Motorcycles
    • RV’s
    • ATV’s
    • Snowmobiles
    • Personal Watercraft

Construction Loans

  • Competitive, Fixed Interest Rate During Construction
  • Fast, Onsite Underwriting and Decision Making
  • Loans Handled “In House” with Payments Made Directly to Citizens Bank & Trust
  • Hometown Friendly Service You Can Trust
  • Contact Us for Details and Rates

Agriculture Operating Loans

  • Competitive Interest Rate
  • Fast, Onsite Underwriting and Decision Making
  • Available for Crop & Livestock Expenses
  • Hometown Friendly Service You Can Trust
  • Contact Us for Details and Rates

Machinery/Equipment Loans

  • Competitive Interest Rates
  • Fast, Onsite Underwriting and Decision Making
  • Available for Equipment Purchases, Refinances, and Improvements
  • Hometown Friendly Service You Can Trust
  • Contact Us for Details and Rates

Agriculture Real Estate Loans

  • Competitive, Adjustable Interest Rates
  • Fast, Onsite Underwriting and Decision Making
  • Available for Agriculture Real Estate Purchases and/or Refinances
  • Hometown Friendly Service You Can Trust
  • Contact Us for Details and Rates